THE BASICS

Virtual Cards are 16 digit numbers that are used to make online business transactions. They work to the same principle as a normal plastic card, but without the need for that physical card to exist. Find out more by watching our 3 minute film.
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VCNs HELP BANKS INCREASE REVENUES

Making payments without a corporate card normally involves complicated invoicing procedures or time-consuming and expensive processes, like issuing cash advances. VCNs solve this non-cardholder headache and increase the company spend and revenues for the bank
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VCNs HELP BANKS REDUCE CARD FRAUD

A Virtual Card is only valid for a short window of time, the spend allowance is limited, and it can only be used with a particular merchant category. Under these circumstances, fraudulent charges are highly unlikely.
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VIRTUAL CARDS HELP BANKS OFFER THEIR CUSTOMERS TIGHTER COMPLIANCE

Through the use of Virtual Cards, all company policy compliance work can be done up front. Since each digital sequence is a one-off, you can set precise controls and configure exactly how much the traveller can spend and when. You can also pre-set and restrict which type of supplier they can visit, such as hotels only.
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VIRTUAL CARDS HELP BANKS DELIVER ENHANCED DATA FOR THEIR CUSTOMERS

Simple Data and Reporting — a booking transaction record, provided by your Travel Management Company for instance, is matched to a payment transaction record provided by your bank. You get 100% matched data using Virtual Cards, thereby greatly reducing your administration costs.
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HOW BANKS CAN BENEFIT FROM THE CONFERMA NETWORK

Giving you access to an unrivalled network and linking your bank to multiple travel suppliers around the world, along with reducing your need for technical resources and increasing speed to market for your customers, are just a few of the many reasons why Conferma is your Virtual Card partner of choice.
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BANKING PARTNERS

Conferma's technology has been adopted by many banks. They fall into 2 categories: Premium Partners who embrace a great deal of what Conferma has to offer and work with us to enhance that experience and Standard Partners who use a lighter level of Conferma technology
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BANKS USING VIRTUAL CARDS TO HELP THEIR CUSTOMERS

How banks have used Conferma powered Virtual Cards to transform their corporate client relationships — here are a few case studies:
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